Consumer Financial Services Dundee Ave, Elgin

Their interests rates are way above the average apr for car loans. You're better off buying a car with a credit card than borrowing from CFS. I'm still flabbergasted as to why you would even consider charging someone with good credit an apr of 24.99% I wouldn't recommend using them to anyone ever! Consider them the "middle man." Borrowing money to lend it to you money at a high rate. The only one losing in this deal would be you. Stay away from them and any car dealership that recommends them or uses them themselves. You owe yourself better than that.

They are an ok place to deal with. I wasn't pleased with them wanting .e to have a cosigner for such a small loan. Especially after having being a cosigner for someone else before although many years ago. Its ok, I take it as it wasn't meant and for me to have patience for myself not needing right away

Financed my first financed car through Cfs. Had no issues what’s so ever. Interest rates are high, but considering its a small company and the risk they take loaning to borrowers with questionable credit histories and scores I guess it is what it is..

Good customer service I’ve been a customer there for 17 years I’m not the perfect customer they work with me all the time the girls are very well trained and they work with you I recommend this place to everybody.

The girls at the front are so rude . I get this every single time I make my payment . Ok so if you don’t like go talk to people why even work in place where you need to deal with people . They need people with good service . They don’t even deserve a star at all .

Don't go to this place interest rates are a bit ridiculous and the customer service is horrible! If u happen to b late a month or two they will repo your car...

EXCELLENT EXPERIENCES !!! I HAVE BEEN USING THEM SINCE NOV 2014 AND HAVE BEEN HAPPY WITH MY EXPERIENCES. I DIDN'T HAVE A BIG DOWN PAYMENT FOR A CAR AND HAD TERRIBLE CREDIT. THEY WORKED WITH ME TO GET A CAR AND PAYMENTS IN MY BUDGET. A COUPLE OF TIMES I COULDN'T MAKE THE PAYMENTS ON TIME BUT I CALLED THEM AND EXPLAINED BY SITUATION AND THEY WORKED WITH ME. AFTER 4 YEARS WITH THEM AND CONTINUING CAR LOANS I NOW HAVE GOOD CREDIT AND AM APPRECIATIVE OF THIS COMPANY ALLOWING ME TO BORROW MONEY. THANK YOU!!! P.S. I ALSO HAVE MY SON STARTING HIS CREDIT BY USING THEM FOR HIS FIRST LOAN. SOMETIMES HIGHER INTEREST RATES WORK OUT TO YOUR BENEFIT.

This location is not at all with helping the customers out. Very bad place to do business with, I don’t recommend ANYone do business with them. This is the Elgin office in particular. The managers can’t manage & the owner say if he don’t know you, then he biase about who he lend a helping hand to. Very bad people to do business with.

I have been a customer for 8 years and this is the best financial place in the area!!! Quick approval and fast cash at a low rate!!!!

Very professional always looking to work with you. The girls are very nice and treat you like you're at home.