Churchill Mortgage - Kraig Spence Minstrel Way, Columbia

Kraig and his team at Churchill have helped me buy, sell, and refinance multiple times. I have always been happy with the work they produce and would recommend using them for any of their mortgage needs. Even being located in Colorado, they have done an incredible job keeping everything on schedule and running smooth for each of my mortgage needs. Not only do they make the process run smooth, they also share a wealth of knowledge about mortgage payments/refinancing, giving me the chance to save money and make the best financial choices. Kraig and his team have treated me very well over the years and I will continue to look towards them for all future mortgage needs.

Kraig was extremely helpful in explaining the information, reviewing our budget, and making sure we were comfortable with the information before we made any decision. On one instance, he went out of his way to make a video to help explain information when we had to make a decision in a short window of time. He helped us first-time homebuyers feels comfortable and confident!

My refinancing experience with the Churchill team was stellar. I really appreciated the way the team handled my file from beginning to the end. My questions were answered promptly, the process was clearly explained to me, and Mr. Spence and Aida from the title company accommodated my travel schedule and worked together to ensure that the completion and signing was concluded successfully. I highly recommend this team and would not hesitate using them again on future services. Batya

Kraig and his extremely insightful and knowledgeable team went above and beyond to help us get into our first home. I can't imagine it going any smoother and it was because of Kraig and his teams guidance through every step. We never felt out of the loop or lacking information. Thank you so much!

Kraig's ability to share his vast knowledge in terms that a layman can clearly understand, which helps the customer make the best decision. His customer service is really OUTSTANDING, he is responsive and clearly takes pride in honoring a person's time by staying ahead of every aspect of the process and keeping things moving. I have a great deal of experience in this area over the last 20 years and he exceeds any other mortgage officers I have ever worked with.

Kraig provided exceptional service throughout my mortgage process from the education he provided during the pre approval process to the follow on information after we closed, Kraig and the Churchill team were with us 100% of the way. During the process, I felt like I was listened to, and that my individual circumstances were taken into account. I can’t say enough good things about Kraig and highly recommend him as a knowledgeable mortgage professional.

Since listening to Dave Ramsey and hearing about Churchill, paying my mortgage every month makes me smile! THANK YOU so much for allowing me to be free with my concerns, for patiently explaining things multiple times until I fully understood. Thanks for reaching out again to let me know the interest rates dropped. I'm TRULY GRATEFUL for ALL you have done for me so that I can smile like a kid in a candy store when I pay my mortgage!!! I can see hints of sunshine on each statement, so much that I look forward to paying my mortgage. God willing, I will have it paid off by my 65th birthday. What a celebration that will be!!!

From the start to the finish everyone that we dealt with were amazing. How we started this journey was watching Elevation Church. We are followers of Steven Furtick and Dave Ramsey was the guest speaker. It changed our lives. Thank you so much for your time. Thank you

Kraig Spence and his team at Churchill Mortgage are nothing short of outstanding! They care about the best interest of prospective and active clients and have been a tremendous asset to our personal financial goals. Do not delay. Reach out and learn how they can help you. You will not regret it!

Kraig and his team were so helpful and professional. It was a very pleasant experience from the application process until the closing. Thank you so much