Chase Zinkil / LendUS Beach

The more you give the more you get, LendUS is all about giving! Mr. Chase Zinkil the loan officer who facilitated the refinance on my home is not the person to make you feel belittled for asking a stupid question and understands veterans as if he was one himself. I’m grateful to have had the privilege to work with a genuinely honest respectful businessman and company. Who have significantly helped my family and I save minus the stress of wondering if we were getting the best deal available. The smoothest process I have ever encountered with any mortgage company by far. LendUS is the best mortgage company I have ever worked with hands down.

My wife and I had the opportunity to work with Chase on a VA refinance for our home here in Whidbey and he was on top of everything the whole way! Very patient, happy to explain things, and hard working. We will definitely be working with Chase again in the near future.

I refinanced my house with Chase. I called him up and he had all the info I needed, was quick in responding to my calls and got me the best rate I could get. It was so smooth that I ended up referring friends in my squadron to him, and two are on the road to close as well. Can not recommend him enough!

I had a great experience refinancing my mortgage (VA loan) with Chase. He was super helpful and accessible, on hand to explain any aspect of the paperwork and process. He was also keenly aware of what was happening day-to-day with rates to time it right and get us some huge savings. Highly recommended.

Chase was very professional and efficient! He has access to the best offers for any type of mortgage customer. I would urge anyone considering a loan or refinance to contact him at LendUS. You’ll be glad you did.

Chase was beyond helpful to us as first time home buyers. He explained everything in a very detailed way and never made me feel stupid for asking questions. He also got me an unbelievable rate and other lenders were telling me to go with him because they couldn’t do better. 10/10 recommend.

Chase right from the start had my vote of confidence with the first phone call. I had gotten a lot of phone solicitations in the past and all sounded like just another cold call however there was something different about Chase and what he had to say. There was no pressure just a genuine knowledge of facts that certainly fit our situation. I wanted to maintain an interest rate which I had been told by others was un realistic. Chase without hesitation said he could probably get that for us and he did just that. Chase took on our not perfect situation in stride and worked his magic. He gave us a timeline and everything happened accordingly. Chase had made the refinance experience a pleasure, yes I said “a Pleasure”. He was always available by phone with which he repeatedly said,”call anytime”. Seems I always caught him at dinner or lunch and he would graciously take my call. Every problem that we hit Chase with rolled off his back and at no time did I ever loose confidence in his knowledge and ability to see our project through to the end. As far as the future goes, we have plans and I just hope Chase will always be available to take on our dreams to come. Thank you Chase and I still owe you a beer next time we are in So Cal

Chase was amazingly patient, diligent and detail oriented. I explained my lack of knowledge and right away Chase went into mentor mode and took care of everything! I never once felt as if he was trying to steer us in a direction that was not comfortable or unsensible towards our needs. He made sure we understood everything we were doing thruout the whole process and when we asked questions he never turned them away but instead helped us to learn and completely understand what we were getting ourselves into prior to any agreements made. That alone says alot, now a days! Not too mention Chase's availablity to ensure your happiness and comfortableness is priceless! I highly recommend Chase Zinkil! Thanks Chase!

UPDATE in September 2020: You will not find a more dedicated Loan Officer than Chase Zinkil. We bought a home on a jumbo VA late last year. Chase answered my emails and texts, 24/7 within hours, day and night and weekends and holidays. He got me the best possible rate I could get at the time, and made it so easy for me since I'm not loan-savvy. Last month, he reached out to me for a refinance. We just closed on it last week. It cost me $0 to refinance. No exaggeration. $0. I dropped $700+ off of my monthly payment. I'm actually getting a couple hundred dollars refund check on the refinance. I never left my house. I provided all signatures on my laptop, and he sent the notary to my front porch to wet sign everything. If rates continue to drop, I will refinance again with him in a heartbeat. I'm saving hundreds of thousands of dollars with Chase over the life of the loan. The guy is the best, hands down. Regards, Lieutenant Colonel J. "Lumpy" Lumbaca, US Army (Retired). Original Review from December 2019: 5-star, superior service and performance from Chase Zinkil at LendUS. Six months a friend who had mortgage experience with LendUS, and had nothing but great things to say about Chase, referred us to him. I reached out to him, and from day one he has been nothing but professional, patient, responsive, and worked day and night to secure us an amazing rate on a VA loan. (Note: he literally worked day and night, answering my texts and emails within minutes, from several time zones away). Unlike my normal banks which were slow to respond, Chase provided a very personal touch to the entire process, from our first conversation through closing. He is extremely well-tuned to the market, and advised me when he believed was the best time to lock in a great rate. My family and I are truly appreciative of him, his staff, and all that they did for us. I’ve owned a few homes over the years, but I am quite uninformed regarding mortgage matters. Chase went above and beyond what one would expect from a loan officer to explain everything to us in terms that we could understand, so that in the end we were able to make the best decisions for our home purchase. I cannot give him high enough praise, and he will absolutely be our go-to agent in the future should we have mortgage or re-financing needs. – Lieutenant Colonel J.C. “Lumpy” Lumbaca, US Army (Retired)

Chase is awesome! I was hesitant to refinance at first because of my lack of knowledge of the whole process but after I talked to Chase he made everything easy! I did a streamline VA refinance and he did all the heavy lifting. 11/10! I will be using him again!