Capital Works Mortgage W 44th Ave, Denver

Spectacular job Jose did. As a 1st time home buyer, I KNOW I required more work/attention. Not only was he always available, he also got me a great rate. Made the whole experience fantastic. Topped it off with a bottle of whiskey for a house "warming" gift at closing! (I drank it!)

Amazing. A little over 2 years ago, Jose helped me get a jumbo FHA loan on a 4 unit / mixed use property and only 4% down --basically unheard of to get this good of loan, and with only a 3.5% interest rate. This was just the boost I needed to get me into real estate investments. I wouldn't be where I am now if it weren't for the experts at Capital Works Mortgage.

Jose Fernandez and the team at Capital Works Mortgage are wonderful. You can rely on what they say. They keep you informed and respond promptly to any questions and most important they deliver terrific results. Jose helped us with a re-finance which put us in a very much better financial position. I cannot recommend Capital Works Mortgage more strongly.

A mortgage is a very complicated transaction and it is important you can work with someone who is trustworthy and knows the business inside and out. During a given year there are many changes to the rules around mortgages and you want someone who is very well-versed in understanding the fine print. I highly recommend Joe Moore from Capital Works Mortgage to help guide you through this extremely challenging process. He is also a down-to-earth nice person which is an added bonus.

Jose went over and beyond in every step of the process. From initial approval, to offer, all the way through closing, Jose was knowledgeable and all around excellent to work with. He was always available for any and all questions, was communicative every step of the way and made the process a walk in the park! Thank you Jose!

My wife and I recently re-financed our house with Jose and Capital Works Mortgage. We can’t say enough great things about our experience. He was extremely professional, knowledgable and attentive throughout the entire process while always being available via email, text and phone calls. I highly recommend working with him.

I was a first time home buyer who was excited but very nervous about the whole lending process. The credit/down payment aspects of buying can be very stressful and confusing and that part scared me. Joe Moore walked me step by step through the process and made sure I understood exactly what was happening and what needed to be done. He always answered my phone calls and emails even when I had simple questions. Joe helped me buy the house I’ve always wanted and made me feel good about the entire process. I highly recommend Joe Moore and will absolutely use agin.

The team at Capital Works Mortgage was absolutely incredible. This was our first time buying a home and they made every step as simple and stress-free as possible. Sometimes when you start getting overwhelmed in making such big decisions and steps in life, you have no one to turn to who has the expertise to guide you through the process and calm your nerves. However, the entire team at Capital Works Mortgage gave us confidence and answered every single question we had. I highly recommend new home buyers and repeat buyers to use them, as they will take care of you from the beginning of the process... and far beyond 'the end' of it.

Capital Works Mortgage is a GREAT company to work with! I used their services when I was buying my first home. They were very helpful and explained the mortgage process thoroughly. Everything worked out perfectly! I would definitely recommend them and will us their services when I purchase my next property.

Jose Fernandez was excellent to work with. He was professional, responsible, answered his phone, and was so helpful and kind. He navigated our crazy self-employed income so well. I would highly recommend working with him.