Capital City Home Loans S 14th St, Fernandina Beach

Amazing group of people to work with. Ben was great and helped us find solutions to any issue that popped up! We will definitely be repeat customers!

We had such an amazing experience working with Meredith and her team. During the process we faced a large amount of adversity as the real estate market in the area was very challenging. We felt like the most important customer to them. They stepped up, expedited when we needed it and will be forever grateful for the hard work and kindness. We would highly recommend Meredith and her team to anyone that wants a honest, hard working team on their side.

This is our second time working with Ben Stephens because of our high level of trust in him. He's a true professional and gave us stellar advice along the way. Despite it being a very busy season, he and Beth Davey managed to get all the paperwork pushed through well in advance of our closing date. Ben adds a human touch and made the whole process less stressful. We'd definitely work with him again.

Ben is awesome to work with. He answers calls and emails and all the questions. We are certainly not new to lending, as we've purchased over 20 homes but Ben & CCHL made this process as painless as possible. Ben is easy to recommend because he and his team do such a great job - every single time!

The team that Meredith and Ben have at Capital City Home Loans is truly the best. They are easy to work with and are great at communicating throughout the entire process. Meredith is always available by phone or email for realtors and buyers and I highly recommend her.

Bianca is Amazing ! She helped us with our Mortgage Loan for our first house and the process was really smooth. She is very patient and took the time to explain us the whole process and guide us thru it the whole time. Our schedule is crazy and that was not a problem with her, early morning and late nights calls gave us the chance to walk into our own home. We did everything by calls and online since we are not in the same area. Not a problem, feels like she is right next to you during the whole time , I really recommend her!

Meredith and her team are simply AMAZING! Great communication and very friendly. Highly recommend them!

Meredith and her team went above and beyond to get our buyer's loan approved in 9 days and closed in 20 days OVER the holidays so that the buyer could claim Homestead Exemption in 2019! Extremely communicative throughout the entire transaction, and available to answer any questions whenever they arose. Highly recommend Meredith and her team at Brand Mortgage!

Meredith and the team at Capital City are always a joy to work with. The professionalism and friendliness are second to none.

Great service and professional team offering a variety of competitive options for financing alternatives.