Blue Water Credit Judah St, Roseville

We needed help cleaning up our credit and boosting our scores to buy a house. Blue water credit started working right away and we're so grateful because we just got approved for our mortgage loan! We highly recommend and will refer their services!

After hearing "no" over and over again from lenders because my credit score was below the minimum requirement, one lender (Cara Mengali) gave me the phone number to Blue Water Credit. That was the best information I've ever received! When I looked at my credit report, it was like trying to read another language. It was so overwhelming. The wonderful staff of Blue Water Credit explained everything about how credit scores are determined, and what steps they take to correct wrongly reported information. As soon as I signed up with them, they started contacting all three credit bureaus immediately. Long story short; my credit scores of all 3 bureaus increased 45-77 points. Now I can apply for credit and hear "yes" from now on. :-)

These guys are awesome. I highly recommend Blue Water Credit to anyone who is in need of credit repair services or wants to challenge the validity of items on their credit report. I am in the mortgage business and have been referring clients to Yana for several years. All of my clients have seen a significant increase in their credit score and were able to qualify for a mortgage and either purchase or refinance a home. I recently started to get a harassing phone calls from a collection company about a debt that was not mine and that was reported on my credit report. I requested information from the collection company several times about the nature of the debt and asked them to mail me anything in writing regarding it so I could look into its legitimacy. I never received any written correspondence but, I did receive multiple threatening phone calls from the collection agency demanding my credit card # "or else the authorities would come to my home to arrest me for not paying my debt". I reached out to Yana because of all the success my clients had with her and she immediately took action. Since contacting Blue Water, the phone calls have stopped and the debt in question was proven to not be mine and falsely reported to my credit report. They were able to use the proper legal channels to establish a line of communication with the collection agency and forced the collections agency to provide written correspondence proving that the debt in question was legitimate and mine. The collection agency was unable to provide this info and the matter has been resolved. Yana's professionalism and immediate action are greatly appreciated and were key factors in helping to resolve my issue.

I have worked with another credit repair company before Blue Water Credit. They made my credit scores worse and took my money. I was desperate and hesitant to work with another credit repair company. Unfortunately, my credit wasn't worthy enough to apply for loans or any credit. I've had two different realtors refer me to Blue Water Credit. It took me 6 months to finally make the plunge and signup with them. I'm very happy and glad that I did. And knowing what I know now I wish I didn't hesitate. Melanie Jackson has been working with me and was able to remove a $67,000 lien from my report. That alone jumped my scores by a lot! She's been a pleasure to work with. She's been on top of everything and does not let me wait long for answers whenever I have a question. I totally recommend them if you're trying to fix your credit! Melanie, thank you for everything! :)

Blue Water Credit is a great company to work with. The staff is very professional and Melanie Jackson did a wonderful job taking care of my account. Overall a very pleasant experience and I would highly recommend BWC.

From day one of working with Blue Water Credit I have only received stellar, 5 star service. It is so nice to have a team backing me that will go to bat for me and who makes it feel like they are genuinely on your side. To me, it does not feel like I just have a hired hand helping me out with my credit. It feels like I finally have someone on my side for once, and that just feels so nice. I do not make that much money, and their fees seemed a little high, but ever since day one I realized that their service is well worth the money. Furthermore, and most importantly, they really get results you can see.

I must say I have always heard bad things about credit repair services but Blue Water has made MIRACLES happen in the little time I had them. They improved my score overall 48 points. I am very happy and pleased with the services I got from Yana. She was always courteous and helpful in anything I would ask her. I would recommend their services to anybody!! Thanks again so much!

I was very pleased with Yana and Blue Water Credit. I found them by a simple google search. I asked my lender if she was familiar with them and she said she had a previous client who had great success. I was still skeptical. I spoke with my wife and decided to call. I had a telephone interview with Heather. I had some bad stuff on my credit report, some was an error and some was my fault. She told me about their approach to clean up the credit report and made it sound so simple. I Considered doing it myself. really glad i did not. the first notice i received back from a creditor i would have been shut down. Our credit scores jumped about 60 points. Really Pleased. i will be referring my sister to them next.

Ger was my counselor he was amazing always keeping me informed and making ne feel good about my progress. I would definitely recommend the company my score went up an amazing 82 point in less the a year!!!

Very pleased with the results but I was able to obtain with the assistance of Blue Water Credit. Carmen followed up with me the entire way and I was never left hanging. I tried on my own to fix a discrepancy in my credit report and got nowhere. Totally worth the price of their services as far as I’m concerned.