Birchman Lending W Broadway, San Diego

This company is not a lending company and has no interest in helping you. They play the part but ultimately tell you that you don't qualify for any of their loans. They're goal is to transfer you to some debt relief company which I'm sure they're affilliated with that can charge you an enormous amount of money to help consolidate your debt. Basically they'll tell your creditors you'll give them pennies on the dollar and have everything charged off this destroying your credit. Any person with a half a brain can do the same thing for themselves for free. Stay clear of their mail campaign that tells you your pre-qualified for a certain dollar figure this is bait and switch.

Cindy was the most disrespectful person I ever dealt with, She came on the phone with a bunch of BS, and when she gave me 'her options' and I am saying no to the BS, she seemed to have become 1000% irritated.Why would someone file bankruptcy for <13,000.00 worth of CC debts? Or the option where she takes your debt, buys it for less, does not tell you that the difference will be reported to the IRS as income and you'll have to put it on your tax return? You'll only be aware of it when the IRS audits you because you underreported your 'income'? She was just crass and mean, said 'oh I cant help you,' and just hung up. Cindy wants someone who does not ask questions or whom to her seems completely naive. Just because I have cc debts dont' mean I am dumb. We all have debts.

Birchman Lending is a company I always look forward for any kind of loan. The way these people explain the whole process is clear and informative. Thank you for providing me urgent loan and handling my queries properly. I will come back to you always.

They are a scam don't fall for it. They send you prequalification letters for debt consolidation loans. When you apply they deny you and send your information to third party lenders who harass you constantly from restricted numbers.