Bayshore Mortgage Funding LLC Greenspring Dr, Timonium

Bayshore Mortgage Company : Review It is difficult to share this review because it brings up so many negative feelings regarding our experience. Earlier this month, we finally closed on our new home. This is an event I have personally experienced numerous times. I’m comfortable with the process and aware of each person’s responsibility in buying a property. Our mortgage contact, Lindsey Riddlebarger, gave us nightmares and several sleepless nights. She came off as though she was doing us a huge favor. We truly felt that she was,rude,condescending,confrontational, as well as extremely unprofessional. We found her ability to organize and follow through on the necessary steps to close was extremely lacking. There were numerous complaints from other participants in this process, that they were waiting on some document from, Lindsey Riddlebarger, again. She also made numerous and persistent attempts for us to use those services she recommended, and no others. When we did go outside her suggestions, she became petulant and suddenly didn’t know how or what to do to keep the mortgage process going. On several occasions she repeatedly asked for documents to be re-sent, denying ever having received the originals. Her mistakes led to numerous unnecessary calls, stress and anxiety. During a work day she blew up the phone of the principal borrower, who was busy. It was another issue of her needing something that had previously been provided.There was also a point where she commented that she could make us wait another month or two to close, and that we could go elsewhere . She was not supportive or willing to provide guidance or information to one of the people in our group. This was a person who’d never purchased a home previously or had strong internet skills. This process can be and is often overwhelming, especially to a novice. It is our opinion that her job is to make this process run as smooth and painless as possible. She fell dramatically short. We could never get a date for closing, even though we tried numerous times. Immediately upon making and having our offer accepted,Lindsey Riddlebarger was repeatedly told there would be a 20% down payment. She advised that it wasn’t necessary and should use the money to make improvements. Only the day prior to closing was that issue finally addressed. Closing documents had to be updated to the 20% down. We suffered several delays in closing because of her ineptitude. There was also a benefit that saved thousands of dollars for us, but Lindsey reported to us that we did not qualify. This turned out to be totally false. There was an occasion in which I questioned her professionalism and level of maturity. During a call with Lindsey,that she had with one person of our group, numerous questions were being asked of her by all of us. She took it as though she were being, “ tag teamed”. Finally, after a good bit of back and forth, she commented that we should maybe go to another lender. There was a great deal of consideration about her suggestion. If we could have used certain previously paid expenses toward another mortgage company, we’d have moved on long ago. The only comfort we could gain after this nightmare was to warn others who may be in the market to purchase a home. Please know that this is a heartfelt message to hopefully help others avoid our pitfalls with Bayshore Mortgage and their representative, Lindsey Riddlebarger.

Chris Harrell helped us refinance our home and was amazing, we cannot say enough good things about Bayshore Mortgage! I would definitely recommend them to anyone who is looking to refinance their home.

We were so excited and pleased that our loan process was amazing and that was thanks to Chris Harrell!!!! He is so professional but so willing to help through each point. It went smoother than any other process. Thanks Chris- Ignacio and Alice Torres

Chris took great care of us. When our appraisal came back lower than we expected, he reworked the numbers with us and helped us re-evaluate the loan. He wasn't pushy and was great to work with.

BayShore Mortgage has been a delight to work with! They strive to make your life easier and are very personable. BayShore wants to make sure you understand the process and help you along each step of the way. Buying a home and obtaining a mortgage can be very stressful and tedious, but Bayshore relieved all of those stresses. Providing updates on the regular and follow ups were invaluable, especially since we had a short turn around time. I could not have asked for a better team in helping us successfully start our new home journey.

I would like to thank CHRIS Harrell for guiding me through my Mortgage process. The process was basically smooth and professional. Thank you BAYSHORE MORTGAGE for a job well done.

Chris Harrell did a outstanding job for use again. I would definitely recommend using Bayshore. Both times went so smooth I couldn’t be more happier.

The greatest experience dealing with educated knowledgeable people like Mark Evans they knows their craft of mortgage refinancing problem free closed in less then10 days within 36 hrs Fedex delivered my cash for credit card pay out checks eliminating a monthly burden ten directed deposited the additional home renovating money right in my check book overnite words cannot fully explain the delight of dealing with Bayshore mortgage blessing for most of us with high credit spending .In fact Bayshore refinancing actually saved me well over $ 1200 monthly in high credit card payments and only adding an addition $ 110.00 to my mortgage payments what a relief Thanks Mark Semper FI

Sometime life throws you a cure ball, thank you for hitting a home run. My loan originator Kasey work hand and hand with me thru the whole process to close. I had a lot of prior credit issue and had lost my home due to the turn down in 2008-2009. They were get to work with! Thanks to very one in the team at Bayshore Mortgage Funding. Highly recommend them if you are looking for a Mortgage. Ask For Kasey H.

My Cash Out Refi went as quickly as I could have hoped & went flawlessly. My Loan Advisor Chris Harrell was awesome! He answered every question I had quickly, knowledgably, & helped guide me through the entire process.