Bay Equity Home Loans 165th St, Lakeville

Russell was so amazing to work with! He took time to break things down into easy to understand steps and was always willing to answer questions every step of the way. He was always quick to respond and even works on weekends (which when we needed to make an offer ASAP on the weekend, he was a lifesaver!). His personality is infectious, and you can tell he truly cares about the well-being of his clients. I couldn't imagine working with anyone else.

Scott is SUPER responsive whenever I had any questions: he either always answered his phone or returned calls and emails very quickly. Scott and his team are very knowledgeable and knew exactly what needed to be done. When he didn't have a sure answer, he was clear about it and he'd get back to us with the right answer very promptly. He's gained a lot of trust (especially when talking about these high numbers) and I feel that his expertise (along with his team) was key to deliver such a flawless mortgage. We're very grateful to have had the opportunity to work with Scott and wouldn't hesitate to recommend him to any of our friends and family.

We knew that we had a complicated refi process ahead of us given our unique circumstances. Right from the start, Scott was the first to return my initial call, give me a quote and walk us through our options and the process. Scott and his team could not have been easier to work with! They went above and beyond throughout the whole process and was always upfront and honest about what to expect. We could not be happier with our experience!! We will be recommending Scott and his team and will use his services the next time we need a mortgage.

Scott and his team were great to work with, very knowledgeable and detail oriented. Great communication and patience with a first time home buyer with plenty of questions. I highly recommend them.

Scott was very helpful throughout the entire process. He is very knowledgeable and capable of answering all of our financial questions and beyond. We would certainly refer him to others.

Awesome experience with Bay Equity and specifically Scott and his team! My husband and I were first time home buyers so had a lot of questions around the process, what different aspects in the process meant, how to competitively price out various options, etc. and Scott was not only extremely patient and helpful throughout the process but provided so many excellent recommendations along the way! We found Scott through recommendations of some of our family and friends, and are so happy we decided to proceed with him and Bay Equity! Be sure to check them out next time you're in the market if you're looking for a responsive, knowledgeable, patient, and highly skilled team!

Scott was very knowledgeable, extremely responsive, and an overall huge help in our lending process. As first-time home buyers, he made an intimidating process seem simple and easy. Highly recommend for your home lending needs!

Matt was specifically awesome to work with. He walked us through everything from beginning to end and allowed this process to be as smooth as possible. If I would have know the home buying process was this easy, I would honestly have done it a long time ago. This was one of the easier things that we have done in the 13 years that we have been married. Thank you for everything!

Scott is friendly. He works fast. He patiently reminded me what information and paperwork I needed to get to him. I originally reached out to him & he replied right away and sent the loan application. I started it, got distracted, didn’t work on it for while. He followed up asking if I was still interested in refinancing. I was, I completed application and he was able to save me $55k in interest over the life of my loan!

I have to say Scott Roiger and Bay Equity make purchasing and refinancing as easy as can be! They are always so helpful and friendly. I would highly recommend calling them for your mortgage needs!!