Bay Equity Home Loans S Ridgeline Blvd, Highlands Ranch

Annie went above and beyond for us, often making herself available last minute in the currently challenging real estate market. She was honest and transparent, always providing advice from multiple viewpoints. I also appreciated how quickly she worked and how easy she made it on our end, setting clear deadlines and timelines and often adapting to our preferred means of communication. At the the end, we felt taken care of and appreciated, way beyond a normal customers expectations.

John Heil was incredibly helpful in the details of our home loan. He explained everything thoroughly, answered questions that we didn’t even know we had, and gave us plenty of options on how to finance our home. With his help, I felt extremely confident for a smooth closing day. Thanks John!

Annie is an expert at what she does and she will do whatever she can to make sure you are taken care of. She was very nice, quick in answering our questions, and was very understanding of our needs. Would definitely recommend going to her!

Annie is a great knowledge lender, who went above and beyond to explain me all the details throughout the process. That was very helpful since I was a first time homebuyer. Recommended 100%

We worked with Alex Nuss on our mortgage. Alex and his team were prompt and clear in our communications, and provided excellent customer service overall.

Annie Lemon was amazing to work with. She was patient with us while navigating buying a home during a pandemic. She explained everything to us multiple times and we loved working with her. She’s kind and understanding. We would absolutely work with Annie again and would recommend her without hesitation.

Annie at Bay Equity Loans was very knowledgeable, professional, & accessible throughout our three weeks before closing on our first home. We were pre-approved really quickly when we reached out to her in Early August of 2021, & when we put an offer on a home two weeks later she was able to communicate what WAS & WAS NOT important at that time when it came to the final amount of cash that was going to be expected at closing (because it wasn't set & stone, & they could change loan-types, give credits, etc., if for some reason we felt too tight on the amount of cash we were asked to bring). Annie also was great about keeping us calm with the funds we did have, and how to be careful not to "ruin" our loan, but also was very straight forward about the fact that it didn't need to be a high-anxiety topic, just don't finance a car or get a new credit card, etc.,

We recently purchased a home using Bay Equity with Sales Manager Annie Lemon. Annie was always available to discuss our home buying options. As a first time home buyer, we really needed some extra hand holding, and Annie was always more than happy to oblige. She was absolutely fantastic throughout the entire process. Thanks again!

John Heil at Bay Equity was great to work with. He looks out for your best interests and is very clear in explaining your options. He communicated very well throughout the process and was very prompt in answering any questions. I would highly recommend!

I had such a positive experience with Annie Lemon when I first purchased my home. Not only is she a pleasure to work with, but she saved me an additional 1/8 % just before closing. 13-months after that closing, rates dropped and I sought her out to refinance. Annie was able to first offer me 1.375 % in interest savings. And again, just before closing, she was able to get me an even lower rate (an additional 0.125 % less). Overall, my rate dropped 1.5% and I highly recommend Annie Lemon!