Bay Equity Home Loans Marine View Ave, Del Mar

Bay Equity - Mike and his team are fantastic ! From the very beginning , Mike was extremely responsive , knowledgeable , and helpful in assisting us with our homebuying situation. Mike takes a personal interest in his clients and makes the time to answer questions / concerns that we had. He even interrupted his Memorial Day weekend BBQ just answer a couple of questions we had . All of our transactions / interactions with Bay Equity have been professional , efficient and friendly ( attributes that are hard to come by today ) We were extremely pleased with our experience and I would highly recommend Bay Equity to family , friends real estate agents , buyers and sellers ( and of course all of my Pickleball friends ) . Bay Equity is 5 ⭐️⭐️⭐️⭐️⭐️ Thank you Bay Equity team !

Liliana and her team were fantastic! They walked us through the whole process and got us an amazing rate. We were able to refinance so quickly we even get to skip one month's mortgage payment!

Ed Quinby is reliable, knowledgeable, professional and endlessly patient about explaining any complexities that arise. Ed has been my go-to home loan person for 5 years and I highly recommend him.

Professional lender that made the whole process of home buying a breeze!! I would highly recommend them with your next purchase

I have done many purchases and refinances with Mike Rafii. Every time it is a smooth process. He and his team make me feel as though I am the only client they have. Mike is the best and I HIGHLY recommend him for any of your real estate loan needs.

Mike and his team always kept us informed and was quick to respond if we have questions or concerns. You can tell all advice Mike gives, he always has the best interest of his client! He is honest, caring, and an overall amazing person! I will only use Mike Rafii and his team!

Liliana and her team are excellent, this is the second time they have helped me purchase a home and I will keep using them in the future. Liliana is always in top of things and provides great communication throughout the whole process. She has exceeded my expectations both times. I have referred her to several friends and family members and they all have been extremely satisfied with her service.

Liliana's professionalism, experience, and extensive knowledge helped make an unexpectedly tedious and unusually lengthy refinance more bearable. Her advocacy and great efforts helped get us over the bumps, and even helped us to secure a lower rate by the end of the process. We'd previously refinanced with Liliana in the past as well, and she has always been a pleasure and very professional to work with. Highly recommend!

I think we all would agree that completing the mortgage process is a very complicated process. Underwriters evaluate every aspect of our lives while determining our credit worthiness and this can be stressful. I just completed a very complicated new loan and refi with Bay Equity and in both cases I was impressed with not just their analysis of the best loan to suit me, but the care and guidance they provided through the entire process. I was so impressed that I have tried to implement that same level of care and service to my clients. I hope this trickles down with my clients. Thanks guys.

Mike Rafii was excellent through the whole mortgage process. He was prompt and very knowledgeable. Any questions I had, Mike was able to explain. I would recommend them to anyone who is buying a home. They even sent me complimentary cookies and packing boxes for my move after closing!