Bay Equity Home Loans A St, Auburn

10/10 Recommend! Kevin and his team make sure that you know exactly what’s going on during the entire process and answer any and all questions. He helps you choose the best decisions for you and your family. Kevin is amazing ! If your looking for a great lender look no further!!

Kevin and Colleen both have been an amazing support though out this process. As a first time home buyer Kevin explained step by step what I needed to know and answered all of my questions and concerns. I truly feel so lucky to have been referred over to them. They are the best!

Bay Equity were excellent to work with. Kevin Phillips and his crew were super helpful and very responsive to any questions we had. We had a couple problems on our end of the home purchase and Kevin and Colleen helped us thru every step to get it resolved. Great team and I highly recommend!

I cannot recommend Bay Equity enough. In an incredibly challenging market, they were able to keep us up to date on all the nuances of home buying- the different markets and deals that varied by county alone swamped and confused us before we spoke with them. We struggled for months to buy with a different lender, and received conflicting information, failed bids, and were generally ignored for not being a large enough client. Our realtor recommended Nicholas Philips to us, and we never looked back. From the first call it was clear we were dealing with a different level of service. Questions were answered clearly, where we had gotten the run-around from other companies. Issues were anticipated and dealt with long before we had any ugly surprises rear their head. No pressure to raise loans to the roof, just assurances that they wanted the best for us... and it was true! Thanks to the dedicated work of Nicholas and Bay Equity, we have a home. One that we can realistically afford, and are looking forward to being in for a long time.

We were so lucky that our agent shared Kevin and his team at Bay. The whole team was kind and patient. They were so helpful and always able to answer all our questions. They made the whole experience much easier and helped calm any worries. I would recommend them to all my family and friends as well as anyone who asked.

Professional service and expertise provided by Kevin and the Bay Equity team is what made the experience great! The team was always supportive, friendly and available to answer any questions that I had. In addition, Kevin and the Bay Equity Team facilitated my original close and refinance and each process went smooth and quick! I will recommend them to any I know in need of these services. Thank you Kevin and the Bay Equity Team!!

Kevin is awesome! He answered all my questions about a refi. He even helped me talk through the pros/cons of cash out vs. looking into an ELOC for our situation. He is always very prompt in responding to communication and doesn't hesitate to reach out often. We have used Kevin and BE for all of our home financing and will continue to do so as necessary!

Kevin was the best and most helpful person to have on our team as first time homebuyers! He was more than willing to answer any questions, regardless of if they were silly questions or not. He was able to break down each step in terms that my boyfriend and I could understand while we were learning through the process. Kevin, Colleen and Christy were all extremely helpful!

I have worked with Kevin for almost 20 years from my first condo purchase, 2 additional homes and a few refi’s. Kevin and his staff have always handled me like I was their own family, making certain I understand all the details , answering any and all questions I have and always getting me the best rates without causing me this o become upside down. They really protect their clients. As always we closed within a month of the initial call and I couldn’t be happier! Thanks again!

I was referred to Kevin by my sister to purchase my first home. His team is awesome everything is super easy and I have since came back to him to refinance. Overall great, attentive experience.