Bank of Wolcott N 6th St, Monticello

Take your money somewhere else. Way behind in technology. No chip in cards and fraud protection is a joke. They make everything more difficult for the customers. Literally hacked 4 times in 6 months and their process is exhausting and long to get your money back. They made us do ALL the work which most banks do it for you. Also why the heck are they closed on Saturdays? This place is just SUPER inconvenient for anyone that works outside of normal business hours. Worse bank I’ve ever dealt with.

The people at this bank are wonderful! I'm so glad that we chose them when we move to Monticello. We don't like big national banks and have always used good, solid regional banks. Kudos to the always helpful staff!

Bank of Wolcott is a small, community bank. They have been great to us and we would never think of banking elsewhere. Their debit/credit posting policies are fair and most of the tellers are friendly (Yanni, you rock!).

You cant go under a few hundred dollars in account. Not good for people starting up income at slow pace. Highly do not recommend if you dont make a large amount of money.

Not a great bank if you're just starting out. Standards are way too strict for any young person trying to make income.

Wonderfull helpfull staff.non commercial investment type bank.they invest locally with conventional risk loans.no wall street hanky panky here.i feel my moneys safe here and not invested in risky assests