Associates Home Loan of Florida, Inc. N Dale Mabry Hwy, Tampa

OK i looked at reviews and couldn't find a bad one on this company, well let me tell you a story. My credit not great due to a ch13 filled but then i dismissed it. So i knew going in subprime will be higher rates and such. Well you want to know how much higher, i will save you the wasted time. i was asking to borrow $30k so my offer was $100K, $53k to pay off house $30k to me and $17K to the investor. My house is worth $260k. Yes you read that correct, for loaning me $30K he wanted $17K plus interest. And interest rates you might wonder what they would be well normal rates are near 5% so would assume 6-8 maybe even 10% right, well try 12.625%. So my $530 for 19 more years mortgage would turn into $1287 month for 30 years. There was no Bank involved i was to transfer my insurance (equity included) to an Attorney in Tampa not a Banking institution or mortgage company. Also never asked me about monthly debt or DTI ratio as the goal here is taking equity from desperate people. The worst of the worst here. This was no cash out refinance. Just another greedy American offering to take more. If anyone out there is stupid enough i will loan you $30K if you give me $200K as collateral plus $17k on top of that plus 12.625%. Sound good, call me. I also have buried treasure but i need $5K to buy a shovel then i will share my treasure with you. I felt people should be warned and these people insulted my intelligence and that doesn't sit well with me. They took me for a fool and a half.

I have worked with Pat Williams of this company for several years. He is experienced, easy to work with, pleasant and honest. I enjoy working with him. He is the best in the business, in my 20 years of working in mortgages. No exaggeration. No one asked me to post this.

This is the best company for mortgage loans. My broker Jimmy Golden was amazing. He has a lot of knowledge. The loan closed so quick. Communication was great, we talked almost everyday. The underwriting process was easy because the broker prepared everything so well. I cannot thank this company enough. They made my dream come true. Thank you so much Associates Homeloan

I was amazed called on a Saturday and got Dan on phone. He answered all my questions plus gave me golden nuggets to help me reach my goals. We are working toward getting a home and I was fully informed!!! We need more people out here that are genuine about helping others. My husband and I were both very satisfied with the knowledge of home buying and financing that was shared. Our prayers are u hat he continues to be a blessing to many families. Thank you Dan!!

I had an excellent experience with associates home loans , Ian , and frank and Greg , Make every transaction very smooth . I am a real Estate developer and builder , I had over 18 loans With Ian and had all my loans closed with Greg at Acura title. I can’t begin to tell you How the service was so outstanding. Ian and Greg are so very experienced, both make my deals go so smoothly from property acquisition to funding in record time. I couldn’t ask for more reputable people to work with . I would strongly recommend you to use this company . They are very well experienced, very punctual and very ethical . One of the best hard money lenders in Florida .

I found Associates on the internet and the whole process was a breeze they got me the money I needed. But the thing about them that makes them stand out is the genuine care that I've gotten from Jen Lance and Pat Williams. They both gone over and above in assisting me with questions after the closing even years later I've called them with questions and they've been extremely helpful. I would recommend anyone needing a home loan give them a call

Outstanding professionalism, excellent customer service and trustworthy. Ian Loring and his team closed my loan on an investment property faster than I thought possible. Ian educated me throughout the process and found the best deal for my situation. I wouldn’t do business with anyone else and I plan on doing business with him again very soon! This is a real review from a real customer. I don’t write reviews often but I had to take the time to say thank you to Ian and his team in any way that I can.

"Jimmy Golden was a pleasure to work with. He kept me up to date every step of the way on my mortgage process. Jimmy answered any questions or concerns I had immediately. Given a chance in the future he would be my first choice to work with.” Everyone was great Associates Home Loan

Ian Loring was there for all questions. I could call him in the evenings and on weekends. Because of his diligence and being on top of the process my customer was able to close before the stated closing. He was always professional and courteous. I especially was pleased with keeping me in the loop with emails.

Pat Williams Associated home loans was absolutely amazing. He was extremely helpful and return all my phone calls and answered all my questions. He is very professional and I would do business with him again anytime for my loan services. Along with Talon title, everyone made a rough decision to take out a first mortgage on our home that was completely paid for, a lot easier to bear. Thank you Pat and the crew at Talon title for making this a very smooth and pleasurable and stress-free experience for my husband and I. Keep up the great work!