Alterra Home Loans W 84th Ave, Thornton

Josh Garcia (CT)& his team from Alterra Home loan went above & beyond to make sure we were qualified. They provided a thorough process for us to follow and made sure our questions were answered. Thank you again for guiding us & providing the service we needed.

Horrible experience! If I could give them ZERO STARS I would. We started our refinance process back in August 2020 with Fernando as our Loan Officer but we always talked to his assistant, Meriam. Any time she needed anything we made sure to send it to her immediately. A month goes by and we were notified by Meriam that Fernando no longer worked for the company and we now had a new Loan Officer, Maria. Meriem had a tendency of not answering the phone, answering our questions or anything. The time Meriem did answer it was to schedule a home appraisal. That worked out well and we paid $600. After that it was downhill. Meriem was asking for documents that we had already sent her and by now it had been 2 1/2 months. We never finished the process due to their lack of efforts. It was a total waste of time and money. We tried calling Maria but she never answered her phone, emails or messages. The last time I tried calling Meriem, she said she no longer worked for the company and explained that our case had been given to someone else a month ago and they should have called us then. Till this day, we haven’t received any explanation as to what happened, no apologies for wasting our time and money. Save yourself some time and find another company to work with.

My 1st time home buying process was easy with the help of Fernando and his team. Fernando went above and beyond to accommodate my needs. He is organized, professional and good at what he does. The communication during the process was phenomenal. My home had multiple bidders and I was the one who got it because of the dedication and persistance from the realtors he works with. He was able to get me the lowest interest rate out there! I recommend Alterra Home Loans. You don't find people like this very often. Thank you Fernando!

This team is the best in Denver. I can't say enough about there team, there expertise... there quick response to questions. Gratzi for being awesome as always. They can get it done REFI or new Purchase

Maria's Team is very professional they answer all your questions and all your calls ,it is a family environment ,this is the second time they have helped us and We are very happy with them. We recommend them. The best team

Amazing experience! I highly recommend Maria, Claudia, & Fernando.