Almond Tree Mortgage: Karstin Hickerson, Mortgage Broker NMLS #239050 Stratford Ave Suite D, Dixon

Kirston is a PRO! I'm a real estate broker for over 38 years and I have to say that Almond Tree Mortgage's service is in the top 2% of the mortgage lenders I've worked with. Kirston communicated with me from the time the Buyer submitted an offer on my listing through closing the escrow and she closed on time with no hiccups. She did a great job!

Karstin is incredible: thorough, organized, friendly, efficient, and supportive. My partner and I have bought and refinanced using other brokers in the past, and had a stressful time of it. Working with Karstin, by contrast, was smooth and often fun. Even through the ups and downs of home buying, Karstin was our rock. She communicates promptly and precisely, and she did a wonderful job of helping us understand what she needed from us, and on what timeline. She made the experience a positive one from start to finish, and we wouldn't hesitate to work with her again. We can't recommend her highly enough!

Karstin Hickerson and Almond Tree Mortgage have been life savers! We have counted on them 3 times for purchasing/refinancing houses. They know what they are doing and work diligently to get it done quickly. We have referred others to this business as well. — John Daly

Karstin is very helpful and in a timely manner. If I have to do another loan or know a friend/family member I would definitely recommend Karstin hands down! She also helped me weigh options with various loans to see what’s in my best interest.

I have work with Karstin on two different occasions in the last two to three years, first to purchase our new Home, and at that time she was Working with Caliber Home Loan, than to refinance that loan Working under Almond Tree, which move our rate down to 2.99, which was a blessing to me and the Family. Karstin, was able to inform me about other companies that offer me money to refinance with their companies because I was not going to refinance at all, but I had offers from $1000.00 up to $27,000.00 cash back, but none of those Companies loan include insurance or taxes and Karstin was the one who said look out for that, if you chose to go with someone else, and because of that none forceful attitude I chose her even though I did not received any money for refinancing. I have recommend her to my Brother and purchase his new Home last February 2019.

Karstin was a pleasure to deal with! I knew from the first time I send her an email and got a response late on a Sunday evening that she would make the refinance process painless for me. She was extremely responsive to any questions or concerns I had throughout the process and worked to make things as easy as possible for me. I would definitely recommend her for your mortgage needs!

What a fantastic process! No one has ever done as well as Karstin Hickerson in getting me a mortgage. And I am over 90 now so I have seen a lot of loans. Her company is efficient, and very easy to do business with. I am disabled and I never had to leave my house, everything came to me. At my age I won't need another mortgage which disappoints me because I'm so happy with this I would do it all over again. Thanks Karstin!!!

Karstin and her staff were beyond amazing to work with. My husband and I were first time home buyers and she was extremely helpful and explained everything to make sure we understood the process, completely, before we made any decisions. She was available at all times to answer our questions through email or phone call. She made the process memorable, and made sure our fur babies would also be happy with our home purchase. Highly recommend Karstin!

We are so extremely pleased with the speed, professionalism, great rates and ease of document submission with Karstin and her team. After working with another company for more than 7 MONTHS, we decided to work with Karstin Hickerson and her team at Almondtree Mortgage. Not only were they friendly, professional, and responsive, but they kept us in the loop through the entire process. We closed in less than 21 days!!! We would HIGHLY recommend Karstin Hickerson and Almondtree Mortgage for all of your Mortgage needs! 5 Stars just doesn't come close to the rating we would give them! — Dolores Mejia

My fiancé and I were first time home buyers last year. We were referred to Karstin through a friend that talked very highly of her and Almond Tree Mortgage. After meeting with Karstin, we soon realized that what we heard was true. She’s absolutely amazing. Her knowledge and ability to find what is best for you will make you feel comfortable at all times. She is always so informative and kept us up to date. Her willingness to help answer any questions or concerns is just great and she’s just an all around awesome individual. As promised, she found a better loan for us after a years time and got us locked into a MUCH LOWER payment. We can’t thank her enough and will always deal with her in the future. Thank you again Karstin!