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1st Heritage Credit S Hartmann Dr, Lebanon

3.4
(6)Loan Agency
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1221 S Hartmann Dr # A, Lebanon, TN 37090, United States

+1 615-444-4862

http://www.1stheritagecredit.com/locations.aspx

  • SaturdayClosed
  • SundayClosed
  • Monday8:30AM–5:30PM
  • Tuesday8:30AM–5:30PM
  • Wednesday8:30AM–5:30PM
  • Thursday8:30AM–5:30PM
  • Friday8:30AM–5:30PM
CLOSED
    1st Heritage Credit 01
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    Services

    • Installment Loans
    • Payday Loans
    • Signature Loans
    • Account Services
    • Auto Loan
    • Consumer Loans
    • Employee Training
    • Lending Services
    • Loan Online
    • Personal Loans

    Apply for Your Loan with in Minutes!

    Personal Loans Near Me In Lebanon of Tennessee(TN)

    Loan Amount

    $1000
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    • Bad Credit OK

    • Easy Requirements

    • Instant Funding

    • High Approval Rates

    • Bank-Level Security Encryption

    • Reputable Lender Network

    Reviews

    3.4/5.06 Reviews

    S

    Sheila Hays
    3

    I opened this loan to build my credit. Opening the loan on a promotion was super easy. They mailed me a check (that I didn't ask for) and all I had to do was deposit it. If you want to make payments toward the principal you have to specifically tell them every time you make a payment, if you are paying more than the min payment amount, to put the extra toward the principal. Otherwise they just apply it to the next minimum payment that is due. They don't tell you that up front and even after discussing it with them they didn't say you had to tell them every time you make a payment. It is difficult to make online payments so you pretty much have to do it in person or call them. The interest rate is extremely high too. They also called way too much to try to get me to borrow more money and sent out mailers at least once a month sometimes twice a month even after I repeatedly told them I wasn't interested. When I did finally try to take them up on it, the process was not easy. They asked me all kinds of questions like I was a new customer even though I had been paying on the loan for over a year. They also asked for collateral to borrow more but that wasn't a requirement when I got the loan. It works for someone who is trying to build credit but it is best to pay it off quickly. I probably won't try to get another loan here in the future.

    N

    Nathan
    4

    Never had an problems with them. Only quip was they're in the business of saddling you with additional debt- they send tons of checks and letters trying to get you to take out additional funds against your credit account, use additional months to make payments. Not a huge fan of this, it's borderline predatory lending. Paid off my account and promptly closed my account.

    M

    M woods
    5

    They are Great 👍🏾, so far never had a problem, yes I would referred to a friend

    B

    Bill Mohr
    1

    There were discrepancy With the online payment about versus the actual amount and when I called the office to get this resolved I was cursed out by the lady that claim to be the supervisor and hung up on she would not let me speak at

    L

    Lee Camp
    1

    Saddle you with debt, add on insurances and memberships they don’t tell you about. Just sign here, here, and here..

    C

    Cathy Bush
    5

    They are a great company, definitely would recommend

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    FAQs

    • 1. How to Get in Touch with 1st Heritage Credit?

      You can phone them at +1 615-444-4862 or enter their official site and fill out the online form.
    • 3. What Types of Services Can I Find in 1st Heritage Credit?

      You may be able to get the following services from 1st Heritage Credit. '
      • Installment loans
      • Payday loans
      • Personal Loans
      • Signature loans
      • Account Services
      ' You Can find some useful info about small payday loans via our platform.
    • 5. Is 1st Heritage Credit an Agency or a Lender?

      1st Heritage Credit is a Loan agency helping you out of financial emergency. You can also obtain low interest rate personal loans for financial emergency via our platform.
    • 2. Where Is 1st Heritage Credit?

      You will find the store at 1221 S Hartmann Dr # A, Lebanon, TN 37090, United States. View maps and get your direction to 1st Heritage Credit.
    • 4. How Can I Request a Loan from 1st Heritage Credit?

      To obtain loans from 1st Heritage Credit, you can fill out the online form on their website or go and visit the store. You are likely to go there with your car when getting auto title loans. Browse through our website to get some important information about auto title loans.
    • 6. What Will Happen If I Can Not Make the Repayment of My Loan?

      Failing to repay a loan can have a serious impact on your financial life. Get in Touch with your lender if you can not make a loan repayment.
    • 7. Does 1st Heritage Credit Offer Loans for People Who Have Poor Credit Score?

      Yes. You can get loans with 1st Heritage Credit even with poor credit. It is also available to get online installment loans for bad credit regardless of your credit ratings via our platform.